AI-powered credit automation for cooperatives
Multi-quote hub with 35+ insurers
POS and field team management
White label digital credit app
White label insurance platform
Plugin hub for financial automation
Receivables and billing management
Sales force and field teams
Commercial flow automation
Data backup and security
Credit and insurance management solutions
Infrastructure to scale operations
Solutions for banks and FIs
Brokers and advisory firms
Complete group management
Collateral management and assignments
Industrial credit and insurance
Wholesale and distribution solutions
Field team control
Discover our companies and solutions
AI-powered credit automation, bureau integration, and rules engine for cooperatives.
Integration hub with 35+ insurers for multi-quote and policy management.
Banking correspondent management, POS and field teams across Brazil.
Tailored software development for financial institutions, credit unions, and fintechs.
Ready-to-use white label platforms
White label digital credit app for your members and clients.
White label platform for insurance offering and management.
Plugin hub to assist in financial automation and decision-making.
Solutions for management and commercial automation
Automated receivables management and billing.
Sales force and external team management.
Commercial flow and process automation.
Enterprise data backup and security.
Specialized solutions for the financial market
Complete solutions for credit, insurance, and consortium management in cooperatives.
Technology infrastructure for fintechs looking to scale their operations.
Robust solutions for large banks and financial institutions.
Multi-quote hub and complete management for brokers and advisory firms.
Complete management of groups, contemplations, and quota sales.
Collateral management, assignor analysis, and CVM compliance.
Solutions for other economic sectors
Credit and insurance solutions for the industrial sector.
Credit and insurance management for distributors and wholesalers.
Control of external teams, salespeople, and field promoters.
Credit management software with automatic policy-based approval. An intuitive visual platform for creating criteria and approval workflows without needing to involve the technical team.
An intuitive platform, in the same Bizagi or Visio format, where you can visually create criteria and approval workflows without needing to involve the technical team. Processing and cross-referencing from numerous different platforms, validating customer data and classifying each one by the credit policy.
Complete resources for CDC credit management with automatic policy-based approval
Visual interface in Bizagi/Visio format to create policies and approval workflows without programming or a technical team.
Automatic mode when the proposal fits the policy, or routing to a manual analysis workflow when it does not.
Native connection with Serasa, SCPC, and Central Bank for data validation and real-time credit score queries.
Exclusive environment for external and internal correspondents with configurable access control and commissions.
Integrated electronic signature with your institution's visual identity for 100% digital contract formalization.
Native app for Android and iOS plus a responsive web portal for access on any device.
Common challenges in credit granting that our platform completely eliminates
Teams spend hours querying different databases, reaching divergent conclusions, and ignoring relevant data for the credit decision.
The visual rules engine processes and cross-references data from multiple sources automatically, classifying each proposal according to your credit policy in seconds.
Financial information scattered across multiple systems makes comprehensive client analysis difficult and increases the risk of wrong decisions.
Direct connection with Serasa, SCPC, and Central Bank centralizes all queries in a single platform, validating data in real time with precision.
Analyses based on unstandardized human judgment open the door for inconsistent decisions and make risk identification difficult.
Bizagi/Visio-format interface allows you to create criteria and approval workflows visually, ensuring standardization without requiring a technical team.
Outdated data and imprecise analyses compromise portfolio quality, resulting in high default rates and financial losses.
Continuous portfolio analysis enables offering pre-approved credit to qualified customers, waiving guarantors and reducing default rates.
The MyCredit platform is not a loan broker and does not make loans - it is designed for credit institutions
Certified tool used by Sicredi-affiliated credit unions for managing operational workflows and processes.
Regulated institutions that need a robust banking core for lending operations with regulatory compliance.
Complete receivables portfolio management and credit approval workflow with full traceability.
The platform is used by credit unions across various financing segments
Solar energy financing with segment-specific policies.
Credit for installment medical and dental procedures.
Financing for renovation and construction with retail partners.
Financing for cars, motorcycles, and agricultural machinery.
Financing for courses, undergraduate, and graduate programs.
CDC personal loan with automated risk analysis.
From registration to credit disbursement in a few steps
Client fills out an online form or app with data and documents.
Automatic validation with integrated Serasa, SCPC, and Central Bank.
The rules engine applies the credit policy and classifies the proposal.
Digital contract signature and approved credit disbursement.
Native API to communicate with legacy systems without the need for customization
Score and restriction queries
Credit history
SCR query
ICP-Brasil and others
Competitive advantages for your credit institution
Reduce analysis time by up to 70% with an automatic decision engine and real-time bureau integration.
Compliance with Central Bank regulations, LGPD, and PCI-DSS, with audit trails and data encryption.
Cloud architecture ready to grow with your business, without technological bottlenecks or hidden costs.
Platform compliant with the main financial sector regulations
Resolutions and circulars
Data protection
Card security
Security management
Get your questions answered about the MyCredit platform
No. The MyCredit platform is not a loan broker and does not make loans. It is a credit management software designed for credit institutions such as credit unions, finance companies, and FIDCs.
Yes. The platform features a visual interface in Bizagi/Visio format where you can create criteria and approval workflows graphically, without needing to involve the technical team.
The platform has native integration with Serasa, SCPC, and the Central Bank, validating customer data and cross-referencing information for classification according to the institution's credit policy.
Yes. The platform can be delivered in a White Label model, with your institution's visual identity, including a personalized digital signature.
Yes. All input and output access to the platform has a native API for communicating with legacy systems without the need for customization, reducing operational overhead.
Discover the platform that is already certified in several Sicredi credit unions and other financial institutions.
Specialist Online